A Study on Investors’ Awareness towards Mutual Funds in the Rayalaseema Region of Andhra Pradesh

Abstract

The expansion of financial markets has introduced a variety of investment instruments, offering investors multiple avenues to diversify their portfolios and earn profitable returns with controlled levels of risk. Among these, mutual funds have become a preferred investment vehicle. A mutual fund pools money from individuals who share similar financial goals and invests these funds in a diversified portfolio of securities, aiming to generate returns and capital growth while minimizing risk through professional management. The key purpose of investing in mutual funds is to achieve returns that are at least comparable to the fund’s benchmark performance. Consequently, investors tend to choose mutual fund schemes that demonstrate steady performance and reliability. This study aims to understand people’s awareness and awareness regarding mutual fund investments. Main information was composed over talks, private appointments, discussions, and structured surveys distributed both in person and through the mail. A whole of 250 questionnaires stayed circulated, and 190 answers stood established. Afterward without incomplete responses, a final sample size of 150 respondents was considered for the analysis. The facts continued analysed consuming the SPSS numerical bundle, and respondents were selected through convenience sampling, including equally stockholders and non investors.