WADWALKAR, A. Designing the Commerce Stack for Autonomous Agents: Transforming Payments, Risk, and Identity. Journal of Information Technology and Sciences, [S. l.], v. 12, n. 1, p. 15–33, 2026. Disponível em: https://matjournals.net/engineering/index.php/JOITS/article/view/3207. Acesso em: 25 apr. 2026.