Meghna Jain, and Deepti Bhatia. “Factors Affecting Financial Literacy and Saving Habits Among Investors”. Journal of Economic Studies and Financial Research (e-ISSN: 2584-1629) 7, no. 1 (April 8, 2026): 63–74. Accessed July 5, 2026. https://matjournals.net/engineering/index.php/JESFR/article/view/3403.