ADHISAYA MARIAM SHALOAMY JR; J. DHIVYA. A Descriptive Study on the Reasons for Borrowing Loans Among the Public. Journal of Economic Studies and Financial Research (e-ISSN: 2584-1629) (p-ISSN: 3140-0140), [S. l.], v. 7, n. 2, p. 70–94, 2026. DOI: 10.46610/JESFR.2026.v07i02.006. Disponível em: https://matjournals.net/engineering/index.php/JESFR/article/view/4201. Acesso em: 18 oct. 2026.