GODSWAY ADENYO; AMIYA BHAUMIK; JOSEPH YENSU; EMMANUEL KWEKU SEISI AMOAH. Capital Structure Dynamics and Performance of Universal Banks in Ghana: Pre- and Post-COVID-19 Analysis. Journal of Accounting Research, Business and Finance Management (e-ISSN: 2582-8851), [S. l.], p. 26–41, 2026. Disponível em: https://matjournals.net/engineering/index.php/JARBFM/article/view/3849. Acesso em: 27 jul. 2026.