Godsway Adenyo, Amiya Bhaumik, Joseph Yensu and Emmanuel Kweku Seisi Amoah (2026) “Comparative Effects of Equity and Debt Structure on the Financial Performance of Universal Banks in Ghana: Evidence Before and After COVID-19”, Innovation in Economy & Policy Research (P-ISSN: 3139-390X), 7(2), pp. 25–40. Available at: https://matjournals.net/engineering/index.php/IEPR/article/view/3968 (Accessed: 17 August 2026).